18-NOV-2008

LAYAWAY COMING BACK?!

http://www.usatoday.com/money/industries/retail/2006-09-14-wal-mart_x.htm

credit crunch之下.credit card 都信唔過.............可以有其他payment method............幾年前好景冇人用的payment term 再度回歸.

http://www.suntimes.com/business/1268797,CST-NWS-layaway09.article

Layaway is back!? Sears 同Kmart 都會用..............成績會係點....................要明年Q1先知啦.................

D payment term 都幾重手:

Sears Layaway Policy
-- Program available in Full Line and Sears Hardware Stores (not available in Automotive, Dealer, Outlet Stores)
-- Eligible merchandise: must be in-store merchandise. Excludes Home Electronics, Home Appliances, Automotive Merchandise, Consumables, Beer/Wine, Licensed Business, Gift Cards and Doorbusters/Early Open Specials.
-- Does not affect existing Fine Jewelry layaway program (6/12 mos)
-- Total down payment of $15 or 20%, whichever is greater
-- $5 non-refundable service fee in all states except Maryland ($1)
-- $10 cancellation fee will apply
-- Program launches storewide on Sunday, Nov. 16
-- Last day to add new layaways is Monday, Dec. 22nd
-- Layaways must be paid in full by Tuesday, Dec. 23rd